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Eight Ways to Avoid Predatory Lenders

Eight Ways to Avoid Predatory Lenders

A recent graduate in Seattle recently filed suit against Navient (formerly Sallie Mae) for predatory lending practices. Like me, Ashley Hardin graduated from a good art school and found herself in six-figure student debt. A decade ago, Hardin borrowed more than $150,000 to attend the California-based Brooks Institute of Photography. The school described the degree as a path intoRead more about Eight Ways to Avoid Predatory Lenders[…]

Stop Paying Taxes (Yes, Legally!) And Pay Down Your Debt

Stop Paying Taxes (Yes, Legally!) And Pay Down Your Debt

What did Ben Franklin say about taxes? “In this world nothing can be said to be certain, except death and taxes.” What if only one of those was true? What if taxes were not so “certain”? As we enter tax season, let’s look at and challenge this statement: Are taxes as “certain” as Benjamin Franklin wouldRead more about Stop Paying Taxes (Yes, Legally!) And Pay Down Your Debt[…]

“Having Money Is Bad”, and Other Debt-Enhancing Myths

“Having Money Is Bad”, and Other Debt-Enhancing Myths

Google quotations about wealth and the following phrases pop up: Where wealth accumulates, men decay. –Oliver Goldsmith Much wealth brings many enemies. –Swahili proverb Wealth consists not in having great possessions, but in having few wants. –Epictetus Attitudes that decry the wealthy and laud the poor are pervasive in today’s society, but are they necessary?Read more about “Having Money Is Bad”, and Other Debt-Enhancing Myths[…]