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Rewrite Your Self-Sabotaging Narrative Around Money

Rewrite Your Self-Sabotaging Narrative Around Money

Wealthy people don’t talk about the money they have because they are aware of the backlash that will follow. They are acutely aware that if they speak about how much better-flying business class is than economy, how it feels to pay someone for performing quality work that helps you get ahead, and the sense of prideRead more about Rewrite Your Self-Sabotaging Narrative Around Money[…]

Five Options for Living Rent Free While You Pay Down High Student Debt

Five Options for Living Rent Free While You Pay Down High Student Debt

In my last blog, I talked about how to afford a house even when you’re in high student debt. Now, let’s discuss other options for living rent- and mortgage-free so you have more cash to pay down your six-figure debt. Let’s first discuss the options you probably think I’m talking about, but am not. I’m not talkingRead more about Five Options for Living Rent Free While You Pay Down High Student Debt[…]

10 Things to Stop Doing to Shift Your Financial Self Esteem

10 Things to Stop Doing to Shift Your Financial Self Esteem

The year was 2005. While at college, I was working at an art gallery in San Fran part time for $14/hr. I busted my ass, installing shows, selling art, contacting other artists, and cleaning the office. When I graduated, the owner asked if I wanted to work full time for $28K/year, no benefits. This sounded like a lotRead more about 10 Things to Stop Doing to Shift Your Financial Self Esteem[…]

Want to Improve Your Self Esteem? Do Esteem-able Acts

Want to Improve Your Self Esteem? Do Esteem-able Acts

“They always say that time changes things, but you actually have to change them yourself.” – Andy Warhol During my early adulthood, I always waited for permission. My opinion of my self worth was based on other people’s reactions. They decided whether or not I was smart, pretty, thin, or successful. Facebook decided. Other people’sRead more about Want to Improve Your Self Esteem? Do Esteem-able Acts[…]

How to have the student debt talk with your child

How to have the student debt talk with your child

If you’re like me, you wish someone would’ve sat you down when you were finishing high school (and after your undergrad degree, too, before going for your masters) and had a straight talk with you about college debt. I imagine someone having the debt talk with me before grad school. Let’s say they told meRead more about How to have the student debt talk with your child[…]

3 Steps to Credit Repair So You Can Refinance Your Student Loan

3 Steps to Credit Repair So You Can Refinance Your Student Loan

Student loan refinancing generally takes two things into consideration, income and credit score. This blog is about repairing your credit so you can refinance your loans. The first time I applied to refinance my high student debt, I owed $386,000, was making $76,000 per year, and had a credit score in the high 600’s. Everyone rejectedRead more about 3 Steps to Credit Repair So You Can Refinance Your Student Loan[…]

Trump Administration Hikes Fees on Struggling Borrowers

Trump Administration Hikes Fees on Struggling Borrowers

Last week, a report by the Consumer Federation of America showed that 1.1 million people in the U.S. defaulted on a federal student loan in 2016, and Americans are now in default on $137 billion in federal student loans. In response, the Trump administration passed this week a policy to hike fees on defaulted loans, making itRead more about Trump Administration Hikes Fees on Struggling Borrowers[…]

The Rental Trap: How to Purchase a Home and Pay Down Your Student Debt

The Rental Trap: How to Purchase a Home and Pay Down Your Student Debt

Paying rent is one of the biggest money-wasters out there, and probably one of the most overlooked. It’s like smoking. Smokers come up with so many justifications, telling themselves that smoking “relieves stress”, that it’s just a habit, reassuring loved ones that the are still healthy in other ways because of exercise and healthy eating. Similarly,Read more about The Rental Trap: How to Purchase a Home and Pay Down Your Student Debt[…]